FHA Loans Make Buying a Home Easy

I have been down on my luck for quite some time. There’s hardly any money in the bank and my credit rating has hit rock bottom. While my new job has been going steady for quite some time, California home loans continue to elude me. Alas, my hope of ever owning a house was diminishing by the day.

It was a chance conversation with a loan officer at United American Mortgage Corporation, named Vance Long, that completely turned the tide for me so to speak. Long introduced me to the more flexible option of FHA home loans where surprisingly, my current standing does not really matter. He told me that just a minimal down payment will be acceptable and the state actually guarantees my loan payments.

The additional premiums charged on the mortgage made sense to me and Long even promised to roll them into the loan amount. My brother agreed to gift me the amount for the down payment and closing costs. I can just about manage the monthly payments with my salary.

The family soon zeroed in on a suitable property and Vance Long set the formalities in motion. He worked diligently on my loan application and kept me updated throughout the process. The guy even anticipated the potential challenges and we worked together on ironing them out as quickly as possible.

I trusted him completely and he lived up to it by securing the FHA financing in a relatively short period of time. The mortgage program matches my needs and I even have the option of prepayment without any penalty whatsoever.

My long-held dream of owning a house has finally come true and I can’t thank Vance Long enough for that. It may never have been possible had we stuck to the conventional mortgage routes.

You too can contact www.vancelong.com to help you find the best financing terms to match your needs!